Auto Insurance

The state of Connecticut requires that all vehicles registered in the state have an auto insurance policy to protect drivers from financial issues. The policy must meet the set limits that are required by state law. From there each policy owner can increase their policy limits to meet up with their comfortable risk level. In order to understand your auto policy better here are a few things that you will want to know.

Getting to Know Your Connecticut Auto Policy

Every state has different rules when it comes to car insurance. Some states allow for different levels to be chosen, while others may only allow a few choices. How you detail your policy will matter if you are ever involved in an auto accident.

• Connecticut is considered a “fault” state. This means that if you are in an accident and are found at-fault, then you have the responsibility to pay for the injuries and repairs to the other party.
• There are minimum levels of coverage that every policy starts out with. The levels of coverage are $25,000 per person for liability, $50,000 for the total liability, and $25,000 for all property damage.
• Every driver must have uninsured and underinsured coverage. This policy addition protects you and your passengers in case you are involved in an accident where the other person is at-fault and does not have insurance. This will pay for your injuries and pay to fix your car.

Auto insurance is required in every state. Every driver must either own a policy or be listed as a driver on someone else’s policy. If you have any questions or are looking to buy your own policy, then please call us at Max Sadlak Agency. We can answer all your questions and help you get your own policy that meets your driving needs.